Boston Mutual Life Insurance

Basic Life and AD&D Insurance can help provide valuable financial protection and peace of mind for you and your family.  Through Boston Mutual Insurance we offer a $20,000 Basic Term Life Insurance policy and $20,000 AD&D (Accidental Death & Dismemberment) for employees working at least 20 hours per week with employees contributing 25% of the premium cost.  In the event of your death, the life insurance benefit is paid directly to the beneficiary you designate. AD&D coverage provides additional protection in the event of a covered accidental injury or loss.

• Boston Mutual Enrollment Form
• Boston Mutual Life Basic Life Insurance 
• Boston Mutual Basic Term Life Rates
   
• Beneficiary Change Form
   
• Boston Mutual Insurance Health Information Release Form
• Boston Mutual Statement of Insurability for Group Insurance Form

Through Boston Mutual Life Insurance Company, employees have the option to purchase Supplemental Life Insurance coverage for themselves and eligible dependents. To enroll in voluntary life coverage, employees must first be enrolled in Basic Life Insurance. Monthly premiums for voluntary coverage are paid 100% by the employee.

Employees may elect coverage for a spouse up to age 70 and eligible dependents from birth through age 19, or up to age 25 if the dependent is a full-time student. Dependent coverage is available only when employee coverage is elected. Premium rates are age-based and increase in 5-year increments.

Voluntary life insurance coverage ends upon retirement or at age 75, whichever occurs first. Spouse coverage terminates at age 70, and all coverage, including spouse and dependent coverage, ends upon the employee’s retirement. This policy does not accumulate cash value.

Boston Mutual Voluntary Life Insurance Rates & Voluntary Life Information